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The Debit Card Block Trap

Pick a card, any card

Did you know that when you pay for car rentals, hotel/motel rooms or gasoline with a credit or debit card a block for what the merchant and the credit card processor have as a maximum average purchase amount is placed on the account? For a fuel purchase this is usually between $50-$100. For a car rental or hotel room this might be several hundred dollars. Did you know that if you do this kind of purchase with a debit card it can cause your account to be overdrawn?

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