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	<title>Comments on: How To Bust Your Budget</title>
	<link>http://optempo.com/2007/11/28/how-to-bust-your-budget/</link>
	<description>Product Reviews and Buying Guides</description>
	<pubDate>Mon, 21 May 2012 17:22:41 +0000</pubDate>
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		<title>By: Rookwood Pottery Bowls</title>
		<link>http://optempo.com/2007/11/28/how-to-bust-your-budget/#comment-4484</link>
		<dc:creator>Rookwood Pottery Bowls</dc:creator>
		<pubDate>Fri, 15 Aug 2008 03:19:52 +0000</pubDate>
		<guid>http://optempo.com/2007/11/28/how-to-bust-your-budget/#comment-4484</guid>
		<description>I used to be such a stickler for staying within a budget. I used to write down every penny spent. I used cash only in those days. (Now people roll their eyes in line at the grocery store if you use cash.) It got tiring to record every expense, but I did reach my financial goals.  Now I have no budget, write down nothing, use only a credit or debit card. With online banking, I just look at everything online and check for errors.</description>
		<content:encoded><![CDATA[<p>I used to be such a stickler for staying within a budget. I used to write down every penny spent. I used cash only in those days. (Now people roll their eyes in line at the grocery store if you use cash.) It got tiring to record every expense, but I did reach my financial goals.  Now I have no budget, write down nothing, use only a credit or debit card. With online banking, I just look at everything online and check for errors.</p>
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		<title>By: jfc</title>
		<link>http://optempo.com/2007/11/28/how-to-bust-your-budget/#comment-716</link>
		<dc:creator>jfc</dc:creator>
		<pubDate>Thu, 20 Dec 2007 04:37:07 +0000</pubDate>
		<guid>http://optempo.com/2007/11/28/how-to-bust-your-budget/#comment-716</guid>
		<description>Hi Jason,

All of the things in the article are ones I've struggled with from time to time but the "dollar here, dollar there" one is often the biggest buster around here. Using a debit card to make most purchases and only keeping out a small 'slush fund' in cash has helped us track this better.</description>
		<content:encoded><![CDATA[<p>Hi Jason,</p>
<p>All of the things in the article are ones I&#8217;ve struggled with from time to time but the &#8220;dollar here, dollar there&#8221; one is often the biggest buster around here. Using a debit card to make most purchases and only keeping out a small &#8217;slush fund&#8217; in cash has helped us track this better.</p>
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		<title>By: ジェイソン (Jason)</title>
		<link>http://optempo.com/2007/11/28/how-to-bust-your-budget/#comment-715</link>
		<dc:creator>ジェイソン (Jason)</dc:creator>
		<pubDate>Wed, 19 Dec 2007 23:01:30 +0000</pubDate>
		<guid>http://optempo.com/2007/11/28/how-to-bust-your-budget/#comment-715</guid>
		<description>I've been budgeting for almost 8 years and have my financial records going back 12 (the advantage of keeping bank statements, I guess).  I've found the key to success is to carry a small book (or PDA) around and record each little expense.  This makes it much easier to plan big expenses in the future (that new car, or big TV), while also seeing where you can save money in the short term.

That said, unless someone can commit 100%, it won't work.

Great post :)</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been budgeting for almost 8 years and have my financial records going back 12 (the advantage of keeping bank statements, I guess).  I&#8217;ve found the key to success is to carry a small book (or PDA) around and record each little expense.  This makes it much easier to plan big expenses in the future (that new car, or big TV), while also seeing where you can save money in the short term.</p>
<p>That said, unless someone can commit 100%, it won&#8217;t work.</p>
<p>Great post <img src='http://optempo.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /></p>
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