Comments on: PayPal Offers PayPal-less Payments

By: Bountiful Buffet of Bookmarks :: JMorris Online

Bountiful Buffet of Bookmarks :: JMorris Online — Wed, 12 Dec 2007 05:46:43 +0000

[…] PayPal Offers PayPal-less Payments | OpTempo - PayPal Offers PayPal-less Payments […]

By: ivy

ivy — Tue, 20 Nov 2007 05:50:30 +0000

lol, yes, there is no chance of me trying out the system even if wanted to. I am a little miffed recently following the moves made by ad networks like WidgetBucks to exclude monetization for Asian countries. And now Paypal services that include North America and Canada only. And this at a time when blogs like ours are spouting all over the world wide web. Its amazing that even technology and traditional businesses can’t keep up with the blogging phenomena isn’t it?

By: jfc

jfc — Tue, 20 Nov 2007 02:07:55 +0000

Hi Steve,

I like how they pay interest on the balance too. I used the debit card also which was handy when I was buying merchandise for resale. Of course, I’ve pretty much stopped selling online now so I only have a small balance these days.

By: steve warshaw

steve warshaw — Tue, 20 Nov 2007 01:18:22 +0000

I think what Paypal is doing here is fabulous, and I would definitely use this system.

As a merchant who uses Paypal in many ways, I always have a balance in my paypal account. Having this plug-in would mean that I could shop online and not have to grab my credit card (or memorize the number) every time I want to make a purchase.

As far as security, I’m rather certain that the entire transaction is completely safe as all of the data transfers would be encrypted.

The other thing that makes this a win for Paypal is that they actually pay interest on your account. So now that you can use paypal in an easy way with any online vendor who accepts credit cards, there is no reason not to maintain a balance.

Brilliant!

By: jfc

jfc — Mon, 19 Nov 2007 18:38:40 +0000

Hi Ivy,

On your points…

1. The idea is to allow you to make a payment directly from your PayPal account even though the merchant didn’t directly accept PayPal but did accept credit cards. I would guess that you could do this even if you didn’t have a credit card but only a PayPal account.

2. I think it’s intended for use from a personal, home based, system, not a shared system or a work system, although I’ll bet people will use it that way.

3. That’s the point of this new system. Previously they would generate the temporary card number and you would have to cut-and-paste it or otherwise copy it over and keep up with it. Now the plugin and internal tracking at PayPal does all that for you.

4. That would kill it for you, wouldn’t it.

By: Ivy

Ivy — Mon, 19 Nov 2007 18:01:33 +0000

I’ll be hesitant about using it for a few reasons:

1. If I weren’t using a paypal account, why would I want to use a non-paypal account with a paypal card? I mean if there were weaknesses in the current paypal payment method, why not fix it instead of creating another product to replace it? It might just be as buggy…

2. I buy things from different computers. I don’t fancy having to install the plugin every time I’m on a different computer

3. It will be a pain having to generate AND remember the card code every time I make a transaction for tracking

4. I’m not located in the US and am using an iMac machine.